You’re on your own more than ever when it comes to retirement, and that means you have to manage your money wisely. But investing is a challenge, especially if you don’t have the time or desire to figure out all of the complexities. The good news? Investing doesn’t necessarily have to be complicated, and you […]
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How Investing in Stocks is a Major Pain
Investing in the stock markets allows you to potentially grow your money over the long-term. However, there are several ways to get exposure to stocks. When people think about investing in stocks, their minds sometimes turn towards buying individual stocks. That is, they imagine buying the shares of specific companies (like Disney, GE, or Microsoft). […]
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Target Date Funds vs Target Risk Funds
In the world of asset allocation funds, there are basically two choices available: target-date funds, and target risk funds. They may and look very similar, but there’s one important difference: target of risk funds are static, while target date funds change over time. Let’s dig into that a little deeper. Asset allocation funds (including target-date […]
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How to Invest in a 401k
401k plans often require that you pick your own investments. If you’re like most people, you might not know where to begin. Fortunately, you probably have some resources available to you, and you can also figure a few things out on your own if needed. Let’s review the basics of how to invest in a […]