If you invest in a retirement plan, chances are you’ve got some sort of fixed income option in your account. But the word “fixed” can refer to several types of investments, and these investments don’t all behave the same way. Depending on what’s available to you, you might be taking (or avoiding) certain risks, and […]
by
401k Money Markets – Losing Money
One of the safest investment options in the 401k, some money market funds are losing money. Increasingly, investors in 401k money market funds look at their statements and find they have less money than they put into the fund. Negative returns in a money market fund? How can that be? It’s probably not due to […]
by
401k Fixed Account Risks
The fixed account is a conservative investment option in some 401k plans. Typically found in plans administered by insurance companies, the fixed account is a fixed-income option that sometimes pays more than Money Market Funds. The insurance company guarantees your principal, and pays interest on any money in the account (similar to interest paid on […]