Why you Shouldn’t Retire Early – Even Though you Want To

Retirement sounds lovely for most people: no boss, no schedule, no problems… There are a million reasons you may want to stop working, even if you don’t hate your job – you might just want to enjoy a life of active leisure while your body is young enough to cooperate. Maybe you don’t even like […]

Why Diversify?

Diversification is the strategy of spreading your money among different types of investments. But why? Why not pick what you think will do best and let it ride? There are numerous examples of diversified portfolios doing poorly. In 2013, for example, if you’d invested only in US-based stocks, you would have done better than a […]

Fill the Reservoir to Save for Retirement When You’re Self-Employed

If you’re self-employed, you probably can’t count on a steady paycheck. But you still need to save for retirement, so how can you make that happen? This is Part 2 of a series for business owners. Part 1 compares several different types of retirement accounts for self-employed individuals. People with “normal” jobs have it easier […]

What I’ve Been Reading – Week 4

I’ve read a lot of great articles online over the past few weeks. Here are a few of my favorites: Rob Carrick has been looking at the big picture. Retirement isn’t just about saving money so you can spend it for life – it’s about life. PK from DQYDJ has a fantastic introduction for anybody […]

What I’ve Been Reading – Week 1

Happy New Year! Here are some of the great reads I’ve come across over the past week or so: Stacy Johnson does a great job handling a question many ask: can’t I just get rich daytrading? Glenn Ruffenach sheds some light on the complexity of retirement planning. It might cost less than you think. Ree […]

What to Look for When You Review Your 401(k)

Although it might seem like a chore, reviewing your 401(k) from time to time doesn’t have to be painful. The best way to save for retirement is to let things run on autopilot, but you can’t completely set-it-and-forget-it. A periodic review will help ensure that you’re on track, and you can review the most important […]

What I’ve Been Reading – Week 52

Happy Holidays! Here are a few of the most interesting articles I’ve read recently. Is Money in a Savings Account Depreciating? David Andrew explains why it’s important to distinguish between long-term goals and short-term needs What if you over-contribute to a 401k? Mistakes happen. Dough Roller explains what to do if you’re fortunate enough for this to […]

Preparing for Retirement? Be Flexible

This may or may not make you feel better, but you’re dealing with a moving target when you prepare for retirement. It would be easier if you could know with certainty how things are going to go down, but the fact is that you can’t. Knowing that, you can build some flexibility into your plans, […]

What I’ve Been Reading, November Hiatus

Each week I try to share some great content from other sites. There is a lot of good stuff out there, but here are a few of my favorites: The MakinSense Babe reminds you that the stock market can reach new highs even though the economy stinks Worried about a vampire attack? Maybe you should […]

Are Index Funds Safe?

Index funds are popular investments, and they are widely touted as the best type of investment to use. To be sure, they’re quite good. But there’s still some confusion about what they are and what they aren’t. Perhaps the main benefit of index funds is their cost – their low cost, that is. When it […]